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SeaCoast Financial

Seacoast Financial, headquartered in Greer, South Carolina, is more than a private lending firm; we are a beacon of community  financial empowerment.

Our mission transcends the mere provision of loans, instilling confidence and fostering growth in individuals and businesses.

We achieve this through our commitment to integrity, transparency, and unparalleled customer service, ensuring our clients can navigate their financial journeys quickly and safely.

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Loans Approved Daily
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Approval Percentage
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Years in business
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Consumer Friendly Terms

Low-interest loans with favorable terms

We understand that everyone's financial situation is unique, which is why we offer flexible loan terms tailored to your specific needs. Our friendly team takes great care in our underwriting process, ensuring that our interest rates are fair and range from 12% to 22%.

Plus, we understand that life can be unpredictable, so we offer loan terms that span from 12 to 36 months to give you the time you need to pay it back comfortably. Our goal is to make the loan process as stress-free as possible, so you can get the financial assistance you need without any hassle

Testimonials

SeaCoast Financial’s personal loan service was a lifesaver for my family. Their flexible terms and prompt support helped us navigate a tough financial period with ease. I’m impressed by their commitment to making finance accessible to everyone.

Brian W.

Hilton Head Island, SC

Getting a personal loan from SeaCoast Financial was a seamless experience. From the easy application to the quick disbursement of funds, every step was handled professionally. It’s refreshing to work with a lender that truly values its clients.

Linda K.

Spartanburg, SC

Navigating through financial hurdles has never been easier. SeaCoast Financial provided me with a personal loan when I needed it most and guided me through the process with such care and understanding. Their team is genuinely committed to helping individuals thrive.

Emma J

Business Owner

SeaCoast Financial stands out for its exceptional customer service and personalized loan options. They took the time to understand my situation and offered a solution that fit my budget perfectly. I highly recommend them to anyone in need of financial assistance.

Michael C.

Columbia, SC

As a startup, finding the right financial partner can be challenging. SeaCoast Financial provided the business loan we needed with terms that made sense for our growth stage. Their team’s expertise and support have been invaluable to our journey.

Alex R.

Business Owner

Securing a business loan from SeaCoast Financial was a pivotal moment for our café. Their tailored approach and understanding of small business needs allowed us to expand our operations and enhance our customer experience. They’re more than a lender; they’re a partner in our growth.

Samantha G.

Business Owner

Working with SeaCoast Financial on a business loan was a smooth and informative. They offered clear guidance and flexible options that suited our business model, helping us to invest in new inventory and marketing strategies. Their commitment to local businesses is evident in their service.

Jessica M.

Business Owner

When an unexpected medical expense came up, SeaCoast Financial was there for me. Their fast approval process and reasonable interest rates relieved me without adding to my stress. I’m grateful for their compassionate service.

Sophia N.

Myrtle Beach, SC

I was skeptical about applying for a personal loan, but SeaCoast Financial changed my perspective. The application process was straightforward, and I received my funds quicker than I anticipated. Their transparent terms and supportive staff made all the difference.

David T

Greenville, SC

Personalized Loans

We offer a spectrum of personal loans up to $25,000, tailored to meet the diverse needs of our clients. For loans up to $1,500, we provide an expedited approval process based on credit scores.
PERSONAL LOANS

Business Loans

Our business loans, range from $1,500 to $50,000. We assess each business on its merits, considering performance and stability to offer customized financial solutions.
Business Loans

Financial Advisory

From personal and business financial assessments to strategic planning for future growth, we cover all bases to secure our clients' financial well-being.
Learn More

Certified Retailers

We collaborate with select retailers to streamline consumer financing to facilitate immediate loan applications and fund transfers but also strengthens the local retail ecosystem.
Learn More

Personalized Loans

We offer a spectrum of personal loans up to $25,000, tailored to meet the diverse needs of our clients. For loans up to $1,500, we provide an expedited approval process based on credit scores.
PERSONAL LOANS

Business Loans

Our business loans, range from $1,500 to $50,000. We assess each business on its merits, considering performance and stability to offer customized financial solutions.
BUSINESS LOANS

Financial Advisory

From personal and business financial assessments to strategic planning for future growth, we cover all bases to secure our clients' financial well-being.
Learn More

Certified Retailers

We collaborate with select retailers to streamline consumer financing to facilitate immediate loan applications and fund transfers but also strengthens the local retail ecosystem.
Learn More

Loan Application Fees

Looking for a personal or business loan? We’ve got you covered! We charge a small fee of just $35 for personal loans up to $1,500, which covers the expenses associated with credit assessments and processing time. If you’re looking for a personal loan exceeding $1,500, our fee is $65 to make sure we can provide you with a comprehensive underwriting process, including detailed credit checks.

For business loans, we charge a fee of $125. But don’t worry, this fee covers the intricate approval procedure and thorough background verifications we perform to ensure a meticulous evaluation for each business application. We’re confident in our diligent and personalized service provided at each stage of the loan process and believe our fees are structured to reflect that transparency.

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