SMALL Business Loans

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$500 A MONTH

(Rates based on 24 month term at 18% APR)

Check your limits without hurting your score.

Getting a business loan from SeaCoast Loans is Simple!

small business financing solutions

SeaCoast Loans provides small business loan solutions online. You can be approved and funded in as little as 24 hours. Receive up to $50,000 in funding to grow your business or cover expenses Here’s how:

Minimum Requirements

6+ Months in Business
$100,000+ in Annual Sales
Business Bank Account


Eliminate paperwork headaches and get approved in 24 hours with our easy online application.


One of our funding specialists will contact you to discuss the best options available.

Unlock Opportunities with a Small Business Loan

A small business loan can be a strategic investment in the future of your business. The perfect business loan should help you manage daily operations and promote growth seamlessly. Our business loans can assist you in covering essential expenses that are crucial for maintaining and expanding your business. Whether you need to hire additional staff or secure a short-term cash boost to handle tax obligations, SeaCoast Financial is here to help you choose the best solution tailored to the specific needs of your small business.

Cover Expenditures

Update equipment, improve facilities and add critical growth elements so that your business can move forward.

Grow Your Business

Purchase inventory, support marketing efforts, open a new location or bring on new team members

Pay Bills

Make sure bills, taxes, and vendors are paid on time so you’re not facing overdue notices

Cash Availability

Maintain working capital reserves to cover planned growth or unexpected needs

Protect Personal Finances

Keep complications from personal loans out of your business


Avoid giving up control of your business to equity partners or other funding sources

The requirements can vary by lender, but you will generally need a good business credit score, a minimum annual revenue, a certain period of business operation (typically at least one year), and a detailed business plan. Tax returns, bank statements, financial statements, and legal documents might also be required.

Loan amounts can range from a few thousand dollars for small short-term loans to $50,000 for commercial loans. Your business’s revenue, credit history, and operational needs play significant roles in determining the loan amount.

Interest rates on business loans from SeaCoast can vary from 12% to 24%. Your rate will depend on various factors, including your credit score, income, loan amount, and term. Borrowers with higher credit scores generally receive lower interest rates.

The time it takes to receive a business loan can vary. SeaCoast Financial can usually approve your loan application and disburse funds as soon as possible, often on the same day. Traditional banks might take weeks or longer, especially if substantial documentation and a detailed review process are involved.

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