All Credit products are offered solely by SeaCoast Financial, LLC. Loan approval is subject to application and program guidelines, and not all loan programs are available in all states. Bail Bond Loans carry a fixed interest rate of 18% APR and a term of 18 months. However, program terms and availability are subject to change without notice.

Rates disclosure and repayment example: Rates for Bail Bond loans are 18% APR, with terms for 18 months. For example, if you receive a $10,000 loan with a 18-month term and an 18% APR, you would have a required monthly payment of $638.06. Over the life of the loan the payments would total $11,485.08 All loans are subject to credit review and approval.us leo.

• Loan Amount and Terms: Loan amounts, rates, and terms are subject to qualification and vary based on creditworthiness and ability to repay.
• State Licensing: Loans offered are subject to compliance with South Carolina state lending regulations.
• Credit Check Authorization: By applying for a personal loan, you authorize a credit check, which may affect your credit score.
• APR Disclosure: The Annual Percentage Rate (APR) will be disclosed before loan approval and may include interest, fees, and other charges.
• Late Payment Penalties: Late payments may incur additional fees and negatively impact your credit score.
• Repayment Responsibility: Borrowers are required to repay the entire loan amount plus interest as per the terms of the agreement.
• No Guarantee of Approval: Applying does not guarantee approval or funding of the loan.
• Loan Use Restrictions: Personal loans are for personal, family, or household purposes and cannot be used for illegal or business activities.

• Business Verification: Applicants must provide proof of business legitimacy, such as a valid business license or incorporation documents.
• Loan Purpose: Business loans must be used exclusively for legitimate business expenses, as disclosed in the application.
• Collateral Requirement: Some business loans may require collateral, which could be forfeited if the borrower fails to repay.
• Personal Guarantee: A personal guarantee may be required, making the borrower personally responsible for repayment in the event of default.
• Variable Terms: Business loan terms, interest rates, and repayment schedules may vary depending on the business’s size, industry, and financial health.
• State and Federal Compliance: Business loans are subject to all applicable South Carolina and federal lending regulations.
• Risk Acknowledgment: Borrowers should understand the risks involved, including potential loss of business assets in case of default.
• Disclosure of Business Financials: Applicants must provide accurate financial statements, including income, expenses, and debts.

• Non-Recourse Loan: Pre-settlement loans are non-recourse; repayment is required only if you win or settle your case.
• Not a Traditional Loan: Pre-settlement loans are advances against the potential outcome of a case and are not subject to usual lending guidelines.
• Attorney Involvement: Your attorney must provide case details and agree to the terms of the pre-settlement funding.
• Interest and Fees: Interest rates for pre-settlement loans are higher than those for traditional loans and will be fully disclosed before acceptance.
• Case Outcome Risk: Funding approval is based on the potential value of your case.  Funding does not imply or guarantee a successful legal outcome.
• Repayment Source: Loan repayment is made directly from the settlement proceeds or award.
• No Effect on Credit Score: Pre-settlement funding does not involve a credit check and will not impact your credit score.
• Eligibility: Pre-settlement loans are only available to South Carolina residents involved in a legal case with a pending settlement or judgment.