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SeaCoast Financial offers unsecured personal loans for various purposes, including debt consolidation, home improvement, major purchases, and unexpected expenses. Our loan amounts range up to $25,000, catering to a wide array of financial needs.

At SeaCoast Financial, we use a soft credit pull to determine your eligibility and the loan amount you qualify for. This process won’t impact your credit score, allowing you to explore your options worry-free.  To see how much you prequalify for click HERE

Our personal loans come with competitive interest rates ranging from 12% to 22%. The rate you receive is based on factors such as your credit history, loan amount, and term length.

We offer flexible repayment terms for our personal loans, ranging from 12 months to 36 months. This allows you to choose a payment plan that best fits your financial situation.

The minimum FICO score required to qualify for a personal loan with us is 620. This threshold helps us ensure that our clients have a history of creditworthiness.

The smallest loan amount we offer is $500, designed to accommodate those who need a smaller financial boost to meet their goals.

Our loan approval process is swift and efficient. Once you complete your application and provide any necessary documentation, we typically provide a decision within a few business days.

There is no charge to prequalify, however after prequalification we do charge application fees of $35 for Personal Loans up to $1,500 and $65 for all other personal loans and $125 for Business Loan Applications.. We believe in transparency, so any additional fees will be clearly outlined in your loan agreement. We encourage you to review your loan terms carefully and ask our team any questions you may have.

Yes, many of our clients use our personal loans for debt consolidation. This can be a smart way to manage and pay off high-interest debts under more favorable terms.

Applying for a personal loan with us is as simple as filling out the online application form HERE and submitting any required documentation. We’ll handle the rest and get back to you with a decision promptly. 

Do you want to know how much you can borrow with out affecting your Credit?

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