Please read this disclosure carefully as it pertains to your rights. By electronically signing this document, you acknowledge that you have reviewed this Consumer Disclosure and consent to transact business electronically, use electronic signatures in place of handwritten signatures, and receive notices and disclosures electronically.
Consent to Electronic Transactions
By utilizing this service, you agree to receive electronic documents, notices, and disclosures related to your interactions with the “sending party.” eSignatures carry the same legal effect as wet ink signatures.
You are not required to sign documents or receive notices electronically. If you prefer paper copies, you may request them from the “sending party” and can withdraw your consent at any time, as outlined below.
Requesting Paper Copies
You may request a paper copy of any document or disclosure at any time. You can also download and print any signed or unsigned electronic documents. If you wish to receive paper copies instead, close this browser and request them directly from the “sending party.” Please note that additional fees may apply for printing and mailing paper copies.
Withdrawal of Consent
You can withdraw consent to receive electronic documents and notifications at any time. To do so, notify the “sending party” by phone, email, or postal mail with the following details:
- Your name
- Email address
- Date of withdrawal
- Telephone number and mailing address
If you choose to use the electronic signature system again after withdrawing consent, it will indicate renewed agreement to receive electronic communications.
Updating Your Contact Information
To update your contact information, provide your name, email address, mailing address, and phone number to the “sending party.”
The “sending party” will notify you of any fees associated with printing and mailing paper copies or processing a withdrawal of electronic consent.
Credit Offering Disclosure
All credit products are provided solely by SeaCoast Financial, LLC. Loan approvals are subject to application review and program guidelines. Availability may vary by state.
- Sample Loan Terms: Fixed interest rate of 18% APR with an 18-month term.
- Example: A $10,000 loan at 18% APR for 18 months results in a monthly payment of $638.06, with total payments amounting to $11,485.08 over the loan term.
- Loan approval is subject to credit review.
Application Fee Disclosure
An application fee of $50.00 is required to process this loan application. If the loan is approved and funded, the application fee will be deducted from the loan proceeds per all applicable loan terms and governing laws. By submitting this application, the applicant acknowledges and agrees to this deduction upon approval and disbursement of the loan.
Loan approval is subject to application and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate Fixed at 18% APR. Program terms and availability are subject to change without notice. All Credit products are offered by Sea Coast Financial