Please read this disclosure carefully as it pertains to your rights. By electronically signing this document, you acknowledge that you have reviewed this Consumer Disclosure and consent to transact business electronically, use electronic signatures in place of handwritten signatures, and receive notices and disclosures electronically.
Consent to Electronic Transactions
By utilizing this service, you agree to receive electronic documents, notices, and disclosures related to your interactions with the “sending party.” eSignatures carry the same legal effect as wet ink signatures.
You are not required to sign documents or receive notices electronically. If you prefer paper copies, you may request them from the “sending party” and can withdraw your consent at any time, as outlined below.
Requesting Paper Copies
You may request a paper copy of any document or disclosure anytime. You can also download and print any signed or unsigned electronic documents. If you wish to receive paper copies instead, close this browser and request them directly from the “sending party.” Please note that additional fees may apply for printing and mailing paper copies.
Withdrawal of Consent
You can withdraw consent to receive electronic documents and notifications at any time. To do so, notify the “sending party” by phone, email, or postal mail with the following details:
- Your name
- Email address
- Date of withdrawal
- Telephone number and mailing address
If you choose to use the electronic signature system again after withdrawing consent, it will indicate a renewed agreement to receive electronic communications.
Updating Your Contact Information
To update your contact information, provide your name, email address, mailing address, and phone number to the “sending party.”
The “sending party” will notify you of any fees associated with printing and mailing paper copies or processing a withdrawal of electronic consent.
Credit Offering Disclosure
SeaCoast Financial, LLC, provides all credit products. Loan approvals are subject to application review and program guidelines. Availability may vary by state.
- QuickBucks Loan Terms: The fixed interest rate of 18% APR with a 12-month term.
- Example: A $500 loan at 18% APR for 12 months results in a monthly payment of $45.87, for a total of $550.45 over the loan term.
- QuickBucks Loan approval is not subject to credit review.
Soft Credit Pull & Prequalification
If Loan Prequalification (Soft Credit Pull) is requested, you acknowledge and agree that by clicking "Submit" immediately following this notice, you are providing written instructions under the Fair Credit Reporting Act, authorizing SeaCoast Financial LLC to obtain information from your credit profile and other information from Equifax, TransUnion, and/or Experian to conduct a pre-qualification for credit. This process will not affect your credit score.
By proceeding, you certify that you have read and agree to the Electronic Disclosures and Communications outlined above and here.